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Our People

Introducing our team: a collection of enthusiastic, hardworking individuals committed to delivering exceptional personal finance content.

Our Core team

With a combined experience of over 50+ years, our team is highly experienced and skilled.

Devendra Jaiswal

SEO Analyst

Muskan Agarwal

Social Media Marketing Manager

Mrunali Gaikwad

Content Writer

Nikita Mishra

Graphic Designer

Nitya Sharma

Content Writer

Riya Kukreja

Business Development Manager

Sharath Nair

Website Developer

Ankit Shrivas

Tracking Analyst

Kanika Gupta

Affliate Manager

Shantanu Balchandani

Chief Cheerleader

Bhawna Balchandani

Founder

Kalpesh Thakur

Manager – HR & Finance

Featured Contributors

We want our writers to reflect our readers. We have readers in every age group, and all over the world. We value your perspectives, so we take extra care when choosing our writers so we can represent different backgrounds and walks of life.

Itishree Parmar

Muskan Agarwal

Drishti Choudhary

charity

Charity Jerop

Chidinma Ofoegbu

Erin Gobler

Miranda Marquit

Choncé Maddox

Dana Miranda

Jessica Walrack

Alexandria Green

Rebecca Safier

Lee Huffman

Michelle Salater

Kent Mcdill

Kevin Mercadante

Micah Murray

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Devendra Jaiswal

SEO Analyst

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Devendra, an SEO Analyst with over 9 years of experience, is a seasoned professional in optimizing websites for search engines. His expertise encompasses keyword research, On-page and Off-page SEO, and data-driven analysis to enhance website online visibility and drive organic traffic.

He holds certifications like The Fundamentals Of Digital Marketing, Google Analytics Certification, and more. His passion for staying ahead of digital trends is a testament to his adaptability and relevance in the ever-evolving landscape of SEO.

Beyond work, he finds comfort in music, movies, and keeping up with the latest SEO trends.

Muskan Agarwal

Social Media Marketing Manager

Linkedin

Muskan is a content enthusiast with a creative mind. She devours books and turns those ideas into captivating content. Whether curating pins on Pinterest or staying ahead of social media trends, she loves weaving stories and ideas that come to life. 

Words whisk her away on fantastical journeys, but fashion is her runway! She experiments with trends, mixes vintage finds with modern pieces, and expresses herself through what she wears. Think of Muskan as a walking mood board, constantly inspired by the written word and translating it into sartorial adventures!

Mrunali Gaikwad

Content Writer

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Mrunali is a passionate writer, excited to explore new brands and help them grow through her words. She believes any piece of content should share experiences and make connections rather than simply selling. 

While she loves to delve on a fictional world, she’s strategic and realistic when achieving goals. She’s an experienced professional, specializing in various content niches while setting off to unravel the complexities of personal finance.

Nikita Mishra

Graphic Designer

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Nikita is a Graphic Designer with an extensive background in graphic designing, arts and education. A dynamic and innovative creative professional with hands-on experience in handling simultaneous creative design projects, concept creation and visual conceptualization.

She is an expert at interdepartmental coordination and communication, equipped with the ability to escalate brand awareness by utilizing skills gained in the creative industry. Beyond her professional pursuits, Nikita finds comfort in movies, music, and art, which continually inspire her creative process.

Nitya Sharma

Content Writer

Linkedin

I am a highly-spirited introvert and avid bibliophile, I adore immersing myself in books, particularly high fantasy but occasionally I might also delve in the contemporary genre. As a content writer, I try to channel my passion for storytelling into captivating narratives. 

I also try to bring as much of persuasive power as I can in every word, I write be it on a computer screen or through pen-and-paper. Balancing my love for reading, I indulge in fantasy, contemporary, comedy, and drama on TV, reveling in diverse tales and characters of the worlds far away, or in an alternate reality.

Riya Kukreja

Business Development Manager

Linkedin

Riya is a dedicated professional with expertise in visual design and social media management. Her ability to excel in multiple roles seamlessly led to a well-deserved promotion to Business Development Manager. She continues to excel in this new role too!

One of Riya’s superpowers is keeping things organized, even when she’s juggling a bunch of projects. Plus, she’s super curious and loves a good challenge. (She once said, “I’m always down to learn something new!”) Hence you’ll find Riya curled up with a book When she’s not at work.

Sharath Nair

Digital Marketing Manager

Linkedin

Sharath is a WordPress Developer at Penny Calling Penny. His focus areas include optimizing site performance, enhancing user experience, and implementing new features that align with the blog’s content strategy.

Sharath is passionate about creating high-quality web solutions and is dedicated to making Penny Calling Penny a premier resource for financial insights and advice. Outside of work, he enjoys playing various sports and video games, which keep him inspired and motivated in his professional endeavors.

Ankit Shrivas

Tracking Analyst

Linkedin

Ankit is a Technical Analyst at DIME IN TIME MEDIA, pioneering digital strategies with finesse. With expertise in leveraging tools like Everflow and coding languages such as HTML, CSS, JavaScript, and Python, he crafts innovative solutions to drive online success. 

Ankit isn’t just about pixels and codes; he’s also an international basketball sensation, dribbling his way to victory on courts worldwide. Beyond the digital realm and sports arenas, he also loves to explore new technologies and is drawn to adventurous activities, making him a standout both on and off the court.

Kanika Gupta

Affliate Manager

Linkedin

Kanika, our dedicated Affiliate Manager at Dime in Time Media. With over three years of experience in the affiliate marketing industry, Kanika brings a wealth of knowledge and expertise to our team. Her deep understanding of the affiliate marketing landscape, coupled with her passion for driving successful partnerships, enables her to excel in managing relationships and optimizing performance for our clients.

Kanika’s commitment to excellence and her enthusiastic approach to her work make her an invaluable asset to our company and a reliable partner for all our affiliates. Outside of work, she enjoys indulging in her hobby of watching movies and exploring new things, which adds to her creativity and passion for innovation.

Shantanu Balchandani

Director & Founder

Linkedin

Shantanu is the dynamic Chief Cheerleader of Penny, infusing energy and enthusiasm into every project. With a knack for motivating teams and fostering a positive work culture, he ensures everyone stays inspired and driven.

His leadership style, rooted in empathy and collaboration, makes him a beloved figure in the organization. Outside of work, Shantanu enjoys playing PlayStation, balancing his professional dedication with his personal passion for gaming.

Bhawna Balchandani

Chief Executive Officer

Linkedin

Bhawna is the visionary founder of Penny, leading the company with innovation and determination. Her strategic insight and passion for excellence have been pivotal in shaping the company’s success.

Bhawna’s leadership is characterized by her dedication to fostering growth and nurturing talent. Outside of her professional endeavors, she enjoys reading books and meditating, finding balance and inspiration in her personal pursuits.

Kalpesh Thakur

Manager- HR & Finance

Linkedin

Kalpesh serves as the Human Resource and Finance Manager at Penny Calling Penny, a position he has held since the company’s founding. He is dedicated to meticulously managing the company’s finances, ensuring every penny is accounted for. Additionally, Kalpesh oversees HR operations, promoting a positive and productive workplace culture.

His commitment to precision and passion for people are central to his work. Outside of work, Kalpesh enjoys playing online games and watching stand-up shows, bringing a fun and entertaining aspect to his leisure time. His contributions are vital to the ongoing success, growth, and stability of Penny Calling Penny.

save 10000 in 26 weeks printable

Are you up for the challenge of saving $10,000 in 26 weeks?

save 10000 in 26 weeks printable

Are you up for the challenge of saving $10,000 in 26 weeks?

This printable tracker will guide you week by week to reach your goal of saving $10,000. Whether you’re planning a big purchase or building an emergency fund, this tracker will keep you on the right path.

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