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Unlock financial freedom in 2024 with our FREE budgeting eBook!

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Here’s what you WON’T find in this ebook:

  • Confusing financial jargon that makes your head spin faster than a toddler on a sugar rush.
  • Charts and graphs so dry they could rival the Sahara Desert.
  • Judgment for that time you impulse-bought that “totally essential” sequined bathrobe. (Hey, self-care is important!)

Here’s what you WILL find:

  • Simple, actionable steps to get your budgeting mojo flowing.
  • Hilarious anecdotes (and maybe a few tears of laughter) to keep you entertained while you learn.
  • Practical tips and tricks that even your financially-challenged friend can understand.

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Every mom deserves financial freedom.

But what happens when life throws unexpected challenges your way? How do you balance dreams, responsibilities, and the never-ending demands on your time—while staying true to yourself?

Hi, I’m Bhawna Balchandani, and Penny Calling Penny was born out of those very questions. From navigating career shifts during the pandemic to discovering my true calling in helping moms take control of their finances, this is a journey of empowerment, resilience, and transformation.

Curious how it all began?

Discover how we can change your life forever.

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